Aquino: Being on top of the situation
January 26, 2011
JUST like what I have already mentioned in this column sometime in 2009, being prepared in times of health situations in the family is being on top of the situation despite the paralyzing effects of a crisis on one’s physical, mental and emotional states.
That is why it is very important to be calm in order to be in control. Ito ang lagi kong sinasabi sa mga miyembro para sakaling dumating ang emergency health situations sa pamilya ay huwag na malimutan ang isa sa mga mahahalaga – ang magamit nila ang kanilang PhilHealth insurance coverage para makatulong sa malaki at hindi inaasahang gastusin sa ospital at duktor.
I suggest the following exercise to help one to be on top of the situation especially if a medical emergency suddenly knocks on the door. Simply ask yourselves the following questions and rehearse it so that it gets through your subconscious, stays there, and reminds you of them in the nick of time, so to speak:
1. Am I an active PhilHealth member? Was I able to pay my contributions when they fell due?
2. Is the nearest hospital PhilHealth-accredited?
3. In case the patient needs to be referred to better facilities, are they recognized by PhilHealth too?
4. Is my Member Data Record available or is it within reach? Do I have a photocopy of it? Is it updated?
Lubhang mahalaga ang presence of mind at ito ay maaaring mapraktis kung may sapat na kaalaman sa mga dapat nating isagawa – gaya halimbawa ng pagkakaroon ng malawak na kaalaman sa inyong PhilHealth coverage. Kapag alam natin ang detalye at pasikot-sikot ng ating mga benepisyo at pribiliheyo bilang PhilHealth member ay walang magiging suliranin sa ating benefit availment kung kailan natin kailangan.
Another question: If someone in the family has a medical problem and needs to be rushed to a hospital, do you know if they are qualified to avail of your privileges as a beneficiary under your membership? Alam ba natin na ang mga sumusunod ay covered nang walang karagdagang premium contributions: Asawa (hindi miyembro) – legal na asawa lamang po!
* Mga lehitimong anak na mababa sa 21 taong gulang – kasama ang illegitimate, legitimated at adopted children na walang trabaho at asawa. Kung may kapansanan ay covered na kahit higit pa sa 21 taon.
* Mga magulang (hindi miyembro) 60 taon o higit pa.
Silang lahat ay may hiwalay na 45-days allowance for room and board kada taon at hindi mababawas sa 45 days ng principal member ang kanilang benefit availment. Para maging smooth ang availment ay tandaan natin na kakailanganin natin ang updated Member Data Record at proof of contribution.
Ngayong Biyernes sa Hataw: Ang pabago-bagong panahon ay nakakapaketo rin sa ating kalusugan. Kung paano at ano ay ito ang ating tatalakayin sa Enero 28, 2011 sa paborito ninyong programa tuwing Biyernes mula 10:00 hanggang 10:30 ng umaga sa DWIZ 882 KHz-AM. Kasama ko rito sina DWIZ News Director Ely Aligora at Marou Pahati-Sarne.
Source: http://www.sunstar.com.ph/pampanga/opinion/aquino-being-top-situation
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